year pilot "to the Housing Endowment" concrrent apartment shanghaiete date yet
　　CIRC said, to encourage insurance companies to participate in the pension industry services; related products Not all insurance companies launched
　　Recently, the China Insurance Regulatory Commission Chairman Xiang Junbo at a national insurance regulatory work cshanghai apartmentonference that this year, China will continue to encourage insurance companies to participate in pension services industry, one of the priorities is to carry out a reverse mortgage housing for the elderly pension insurance pilot, which is the CIRC For those who have much public controversy "to the Housing Endowment," the latest policy statement. However, this meeting has not yet listed specific timetable "to the Housing Endowment" policy pilot.
　　Last September, the State Council issued thapartment shanghaie "Opinions on Accelerating the Development of pension services" made it clear "to carry out a reverse mortgage housing for the elderly pension insurance pilot." Since then, "to the Housing Endowment" initiator, happy life of Supervisors Meng Xiaosu has repeatedly said it will launch new products in January of this year.
　　last November, announced the first push "to the Housing Endowment" Happy Life Insurance Co. products specially established "Reverse Mortgage endowment insurance" Task Force, which was submitted to the China Insurance Regulatory Commission on December 3 last year, "happiness Reverse mortgage endowment insurance plan ", scheduled for release this month, but will delay the launch of the product. Earlier, including Ping An Life, New China Life and other insurance companies are also involved in internal meetings CIRC organization late last year, but the products of these companies have not yet been out.
　　"to the Housing Endowment" mode
　　old house mortgage loan has been paid to the insurance companies and other financial institutions
　　financial institutions through statistics and actuarial, considering the homeowner's age, life expectancy, a few years later the value of real estate and other factors, regular payment to the homeowner a certain amount of pension
　　homeowners after the death of all real estate owned by financial institutions